Part 1 (of 3): SmallChange Regulation Crowdfunding (Reg CF) Educational Materials
How we work (for investors)
Regulation Crowdfunding (Reg CF) Educational Materials
This Investor Education Package is intended to provide you with important information about investing through our Funding Portal. Before investing, you should carefully review and understand this information. If you don’t understand something or have a question, please contact us via email at hello@smallchange.co.
This Investor Education Package applies only to offerings made under Title III of the JOBS Act. It does not apply to offerings made under Title II of the JOBS Act.
This document is intended to help explain:
- What we do, and how we do it.
- The process for buying securities through our Funding Portal.
- The limitations on the amounts you may invest.
- Your right to cancel your investment commitment.
- The circumstances in which the issuer may cancel your investment commitment.
- The risks associated with investing in the securities sold through our Funding Portal.
- The different typ
Why Founders raise Money to pay General Contractors
Morning Beautiful People!
This is the TL;DR version of the obvious when it comes to Founder's raising capital:
- The many Founders are raising capital to pay a General Contractor to build their commercial or retail space
- All real estate developers are raising money to pay General Contractors for services.
- Hence why such a significant portion of startup capital raised go to a General Contractor for construction services
- MattBeth Construction would like to be your equity partner to help strategically grow your business
If you're like Elon Musk and believe that your company can only grow with your employees physically back in the office, we assure you that none of your "mutinous" staff want to return to the same boring ole, cubicle gulags circa Q1 2020. MattBeth Construction can help you design a truly modern space that will a) save you an internal civil war and b) make your staff actively want to and compete to reclaim "the corner office" (even if today's...more
Named the 3rd Fastest Growing Company in Canada - for good reason
All founders and leaders know how hard growth is. Most days it comes as incremental steps - but sometimes, it's an exponential phenomenon that is powered by the incredible team you've built. This is one of those days.
With our office HQ in Toronto, but our satellite offices in Texas and Florida, we are proud to be named Canada's 3rd fastest-growing company for 2022. Although we are #3 overall, we are #1 in the Tech category.
We are building the 'Shopify solution' for the capital markets with a focus on making it easy for brands to transition from traditional venture capital (VC) raises to a more global, digital solution.
We are focused on serving our issuers and partners - which sets us apart from our competition. Crowdfunding portals are typically focused on attracting investors and providing value to them. Our technology is focused on powering up our partners to raise multiple deal types for multiple issuers AND providing a solid, innovative, end-to-end solution for issuers to ...more
WEconomy and the (re)building of the American Dream
WEconomy is a social, financial movement powered by a revolutionary set of tools that help establish thriving regional economies, available to all residents, fueled by their own local currency.
In addition to Crowdfunding, the WEconomy sets the stage for residents of communities in crisis to enjoy purpose, resilience and prosperity again...all without the need to get in line at a bank or hope for benevolent investors.
Join me on Friday for my closing address and learn what we've been cooking.
...moreJoin me at SuperCrowd22 tomorrow for "Doing Good and Doing Well: How to pick impact investment opportunities"
At 3PM ET / noon PT tomorrow, I'll be presenting a session at SuperCrowd22 on "Doing Good and Doing Well - How to pick impact investment opportunities".
I'll be sharing my own 5-step process for investing in exciting and impactful companies online. We'll also be reviewing some key stats about the online impact investing startup ecosystem in 2022 (which has already raised $78.2 million from nearly 50,000 individuals).
This is easily the most impressive collection of impact investing and online startup investing experts and professionals all converging in one place for this event.
I'll also be on a panel while a number of impactful startups pitch in front of a live (virtual) audience on Friday. Don't miss it!
You can see the detailed SuperCrowd22 agenda here.
Still need a ticket? Use coupon code "cfpamembers" at checkout on the page here to save $124 off your ticket!
...moreSuperCrowd22: Generational Trends in Impact Investing
I'll be presenting on Thursday some really interesting stats on how millennials are the driving force for Impact Investing.
A new study from Fidelity Charitable shows how millennials are leading the way in participating in impact investing, as it’s an effective avenue to align their values with their financial choices. For them, impact investing is just as much pride of ownership as it is about influencing positive change.
Some of their key findings:
- Millennials will continue driving the adoption of impact investing as they come to control more wealth. Already, 61% are utilizing values-based investing strategies
- In addition to the personal fulfillment that comes from aligning their investments with their values, 62% of Millennials believe that impact investing has greater potential than traditional forms of philanthropy to create long-term positive change.
- Values-based investing is beginning to catch on more broadly. While only 1/3 of all investors engage in impact investing cur
SuperCrowd22: Will Local News be the Next Frontier for Investment Crowdfunding?
Tomorrow I will speak at SuperCrowd22 (see: https://www.supercrowd22.com ) - a two day event (September 15/16) - along with thought leaders and practitioners addressing issues at the cross section of impact investing + investment crowdfunding.
I am honored to be participating in this event.
I'll address the topic of "Will Local News be the Next Frontier for Investment Crowdfunding?"
I believe it's a topic of vital importance to our country and for the preservation of US democracy. At SuperCrowd, I'll speak to: 1) the current state of Local News media (it's not good) 2) a historical perspective on how we've gotten here and 3) a view on what can be done to help save or reinvigorate Local News across the country.
As a preview, here are some slides and facts from part one of my presentation - the current state of Local News.
Slide 2: The US loses two local newspapers each week! Since 2004, there has been a net loss of 2,514 papers.
...more
Crowdfunding Inflation
Big news from the SEC: inflation.
Crowdfunding rules are full of limits that are adjusted by the SEC under authority from the 2012 JOBS Act.
Here's the latest: https://www.thecorporatecounsel.net/blog/2022/09/jobs-act-inflation-adjustments-finally-arrive.html
...more