Innovation in online finance will be exciting, but we are talking about innovation on top of innovation. The fact that investors can now invest online in such small dollar amounts into projects they could never access before is pretty innovative. What I expect and know we will see next are different methods information collection and distribution, some exciting new ID verifications, and for sure the adoption of distributed ledger technology.
Finally, and something I am personally working on, I see great strides in the creation of a more frictionless market, paving the way for liquidity solutions so investors can buy AND sell their shares in the same easy way they buy and sell stocks.